Expert Boat Insurance Guidance for Every Vessel
Whether you own a recreational pontoon or run a commercial fishing operation, get comprehensive insurance information, state-specific requirements, and instant quotes.
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All vessel types
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Choose Your Coverage Type
Specialized insurance solutions tailored to your specific boating needs
Recreational Boat Insurance
Perfect for personal watercraft, pontoons, sailboats, and fishing boats
- Pontoon & pleasure boats
- Sailboats & yachts
- Personal watercraft (jet skis)
- Fishing boats
Commercial Boat Insurance
Comprehensive protection for business vessels and marine operations
- Commercial fishing boats
- Charter & rental operations
- Yacht charter services
- Marine construction & repair
State-Specific Requirements
Navigate insurance regulations with confidence. Each state has unique requirements.
Florida
15,000+ registered boats
Highest requirementsAlaska
8,500+ registered boats
Commercial fishing hubCalifornia
12,000+ registered boats
Strict regulationsTexas
10,000+ registered boats
Growing marketDocumentation
Required paperwork and registration info
Minimum Coverage
State-mandated insurance limits
Local Laws
Waterway-specific regulations
Top Insurance Providers
Compare quotes from trusted marine insurance specialists
Progressive Marine
Recreational & Commercial
Best overall coverage
Geico Marine
Recreational Focus
Competitive rates
BoatUS Insurance
All Vessel Types
Specialized marine experts
Allstate Marine
Personal Watercraft
Bundle discounts
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Free Insurance Tools & Calculators
Make informed decisions with our suite of free boat insurance tools
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- Compare multiple providers instantly
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