Boat Insurance Talk – Expert Boat Insurance Guidance & Quotes

Expert Boat Insurance Guidance for Every Vessel

Whether you own a recreational pontoon or run a commercial fishing operation, get comprehensive insurance information, state-specific requirements, and instant quotes.

Trusted Coverage

All vessel types

Best Rates

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Quick Process

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Choose Your Coverage Type

Specialized insurance solutions tailored to your specific boating needs

Recreational Boat
Popular Choice

Recreational Boat Insurance

Perfect for personal watercraft, pontoons, sailboats, and fishing boats

  • Pontoon & pleasure boats
  • Sailboats & yachts
  • Personal watercraft (jet skis)
  • Fishing boats
Commercial Boat
Business Coverage

Commercial Boat Insurance

Comprehensive protection for business vessels and marine operations

  • Commercial fishing boats
  • Charter & rental operations
  • Yacht charter services
  • Marine construction & repair

State-Specific Requirements

Navigate insurance regulations with confidence. Each state has unique requirements.

Florida

15,000+ registered boats

Highest requirements

Alaska

8,500+ registered boats

Commercial fishing hub

California

12,000+ registered boats

Strict regulations

Texas

10,000+ registered boats

Growing market

Documentation

Required paperwork and registration info

Minimum Coverage

State-mandated insurance limits

Local Laws

Waterway-specific regulations

Top Insurance Providers

Compare quotes from trusted marine insurance specialists

Progressive Marine

Recreational & Commercial

★★★★★ 4.5

Best overall coverage

Geico Marine

Recreational Focus

★★★★☆ 4.3

Competitive rates

BoatUS Insurance

All Vessel Types

★★★★★ 4.6

Specialized marine experts

Allstate Marine

Personal Watercraft

★★★★☆ 4.2

Bundle discounts

Compare All Providers

Get personalized quotes from multiple insurance companies in minutes. We compare rates so you don’t have to.

Free Insurance Tools & Calculators

Make informed decisions with our suite of free boat insurance tools

Premium Calculator

Estimate your boat insurance costs instantly

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Cost Estimator

Calculate total ownership expenses

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Coverage Checker

Verify if you have adequate protection

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Rate Comparison

Compare quotes side-by-side

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Get Your Custom Quote

Answer a few quick questions and receive personalized insurance quotes from top providers. No obligation, completely free.

  • Compare multiple providers instantly
  • Personalized coverage recommendations
  • Expert support available
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