Homeowners Insurance and New Boats: The 30-Day Trap
An Ontario Sea-Doo case shows why a 30-day new-watercraft clause may conflict with horsepower exclusions in a homeowner’s insurance policy.
Marine Repair Delays and Boat Insurance: What Owners Should Review While a Boat Waits for Parts
Longer repair cycles can change the questions boat owners need to ask about valuation, storage, documentation, and loss-of-use coverage. Here is a practical review checklist.
Boat Insurance Lay-Up Warranties: Winter Coverage Rules
Learn how boat insurance lay-up warranties, freeze endorsements, storage rules, and permitted use can affect winter coverage and claims.
Agreed Value vs. Actual Cash Value Boat Insurance: What a Claim May Pay
Agreed Value vs. Actual Cash Value Boat Insurance: What a Claim May Pay practical guide
Labor Day Boat Safety Checklist: 9 Checks Before You Leave the Dock
Use this practical Labor Day boat safety checklist to inspect your vessel, passengers, equipment, weather plan, and insurance documents before leaving the dock.
The Coast Guard’s 2026 Boating Safety Survey: What Boat Owners Should Know
The Coast Guard’s 2026 boating safety survey is gathering fresh data from boat owners and renters. Learn why it matters and what it means for safety and insurance.
Coast Guard Proposes CG-3865 Changes: What Owners Must Record
On August 6, 2026, the U.S. Coast Guard opened a 30-day comment period on proposed changes to the CG-3865 Recreational
Boat Insurance Hurricane Deductibles: What 5% Really Costs
A plain-English guide to boat insurance hurricane deductibles, including 5% examples, named-storm triggers, policy clauses, and claim preparation.
The Lake Allatoona Speed Boat Crash: Does Your Policy Have a Speed Trap?
Five people were seriously injured in a high-speed boat crash on Lake Allatoona. Learn how speed-related exclusions can lead to a total insurance claim denial.
The Marblehead Grays Rock Crash: Is Your Salvage Coverage Enough?
A boat landed atop Grays Rock in Marblehead, leaving five injured. Learn why wreck removal coverage is the most overlooked part of your boat insurance policy.